Whether you are 18 and just leaving school, or 50 and starting to consider how you want your retirement to look, it is never too early (or too late) to start planning for your financial future. One thing for certain is that the earlier you start and the longer you have, the easier the process becomes… If you had to run 100 miles over the next year, it is far less daunting to run ¼ mile each day than leaving it until the last few days and having to run a marathon on each of those days! 

Equally, if you want to retire at age 50, with a jet set lifestyle, you are going to need a hefty amount of resources accumulated in order to achieve that. If you plan on working part-time until age 75 and really enjoy being at home, you may be able to achieve this with less provision. 

Frequently, we find that putting the initial financial foundations in place is the biggest hurdle and once they are in place, the plans develop and grow more easily over time. 

As the title suggests, this stage would be for those who do not have a financial masterplan in place and are looking to take those first steps into securing their financial future and enabling their future desired lifestyle. 

We aid you in making the right financial decisions for your future and coach you in the behaviours that will get you where you want to be.