At Ruby Red Financial Planning Ltd. , we enjoy working with small business owners – it is an area where we know we can add great value. Success of both the owner and the business are so closely interlinked. Our aim is to optimise both through careful financial planning. 

One of the most common traits we encounter when speaking with our potential clients who are business owners is that they place a huge amount of emphasis on the business – building it, developing it, operating it – and little emphasis on their own position, creating a huge imbalance. 

Of course, the nature of such a relationship is that the individual will find it difficult to be successful without the business and the business will find it difficult to be successful without the individual – even more so in its infancy. With this being the case, why would you neglect either side of the equation? 

As part of the service, we are more than happy to liaise with your other professionals (accountant, solicitor, corporate finance broker, business consultants etc) to discuss potential actions and solutions. Similarly, if you need recommendations for business service providers that we know, we are more than happy to provide these. 

The Financial Conduct Authority does not regulate workplace pensions, will writing, taxation, trust advice and some forms of buy-to-let mortgages.

  • Tax efficient profit extraction
  • Annual tax planning for owners and key employees
  • Is the business properly protected against unforeseen circumstances?
    • What key people within the business should be protected?
    • Are the profits protected?
    • Is the ownership of the business protected?
    • What about any company loans?
  • What does your retirement look like post sale?
  • Is selling the best option?  If so, when?
  • What is my exit strategy?
  • Preparation for a sale of a business
    • How much do I NEED to sell my business for to fulfil my Financial Masterplan?
    • What should I do with the proceeds?
  • Is your business holding too much cash, do you need to consider a corporate investment?

Ready to start?

If you are interested in reaching your finacial goals now is the time to get in touch!

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